*APY is Annual Percentage Yield, CD is Certificates of Deposit and IRA is Individual Retirement Account. Interest Rate is 1.30% and APY is 1.31%. 15 Month CD is available for consumers and businesses. 15 Month IRA is available for consumers only. The APY is accurate as of February 1, 2017. To qualify for the promotion, $2,500.00 minimum balance is required to open the account and obtain the APY. $245,000.00 maximum amount is allowed per account at account opening. Fees may reduce earnings. Early withdrawal fees may apply. Offers and rates are subject to change at any time without prior notice. For more information, visit your nearest branch or call 855.541.1000.